Whether or not you’re in a floodplain, Arizona monsoon season can bring devastating consequences. In addition to flooding, the strongest storms can produce hurricane-force gusts with little warning. Keep reading to learn more about what you should do if your home is damaged. First, Plan Ahead The most important thing to do is be prepared […]
Car Insurance Rating Factors – Part Two
Car insurance companies consider many different factors when calculating the cost of your insurance coverage. While some of these factors can be changed, others cannot. Below are some of the factors you can change to improve your car insurance premiums. 1. Driving History It is no surprise that a driving history that includes at-fault accidents […]
Car Insurance Rating Factors – Part One
Car insurance companies consider several different factors when calculating the cost of your car insurance premiums. While some of these factors cannot be changed, others are in your control. Below are some of the factors that will have the greatest effect on the cost of your car insurance. Territory One of the factors that will […]
The Replacement Cost of Your Home
When you buy homeowners insurance, just how much should you insure your home for? At Vanyo Insurance, we hear this question frequently from our clients. Many homeowners just assume they should base their coverage off of current sales prices for comparable homes, but the answer isn’t usually quite that simple. First, you should understand the […]
Maintenance & Replacement of the Roof
Remember to Maintain and Replace your roof on time to save yourself from unexpected expenses. Maintaining the Roof Regular maintenance prolongs the lifespan of the roof. It is important to keep your roof maintained because insurance does not cover normal wear and tear. Replace eaves and fascia that are damaged as soon as possible. Do […]
