Car insurance companies consider several different factors when calculating the cost of your car insurance premiums. While some of these factors cannot be changed, others are in your control. Below are some of the factors that will have the greatest effect on the cost of your car insurance. Territory One of the factors that will […]
The Replacement Cost of Your Home
When you buy homeowners insurance, just how much should you insure your home for? At Vanyo Insurance, we hear this question frequently from our clients. Many homeowners just assume they should base their coverage off of current sales prices for comparable homes, but the answer isn’t usually quite that simple. First, you should understand the […]
Maintenance & Replacement of the Roof
Remember to Maintain and Replace your roof on time to save yourself from unexpected expenses. Maintaining the Roof Regular maintenance prolongs the lifespan of the roof. It is important to keep your roof maintained because insurance does not cover normal wear and tear. Replace eaves and fascia that are damaged as soon as possible. Do […]
Take Care of Unexpected Pet Medical Expenses with Pet Insurance
There is nothing more heartbreaking than seeing your furry friend being hurt. When you take your pet to the vet, expenses can build up quickly and may hit you unexpectedly. Of course we all wish never to see our pets hurt, but in reality, accidents happen, and it is difficult to predict when and how […]
Let’s Talk About Life Insurance
Here is some brief information to get you started thinking about purchasing Life Insurance: Benefits of Having Life Insurance Financial Security for family and loved ones Leaving an Inheritance Paid off Debts and Expenses All Benefits are Tax-Free Types of Life Insurance Whole Life (permanent) Insurance This is the lifelong policy that has a set […]
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