‘Tis the season – a time for celebration and being with the ones you love. Whatever your plans, be sure you take precautions to lower the risk of injury to yourself and others. Read on to find out about the two simple steps you can take to stay safe this holiday season.
It may seem like a cliché catchphrase, but drinking in a responsible manner can significantly reduce your risk of endangerment. According to Mothers Against Drunk Driving and data reported by USA Today, hundreds of people lose their lives in highway traffic accidents on Christmas and New Year’s Day. To reduce you chance of becoming a statistic, take the proper precautions:
- Designate a sober driver or stay where you are for the night
- Know your limit, and stick to it
- Give a friend the keys to your car
If you do not plan to drink, keep in mind you are still at increased danger of being hit by a drunk driver during the holidays. Drive defensively, and report reckless motorists to the proper authorities.
Nobody likes too many rules, but they do help keep you and your guests safe. Whether you are hosting your family or holding a company party for your employees, remember that you are ultimately responsible for the well-being of your guests. To keep the peace and ensure everyone has a good time:
- Set a limit on the amount of alcohol you serve and how much your guests consume
- Call a cab for intoxicated troublemakers
Remember, never let a guest drink at your party and leave intoxicated. If he or she is involved in an accident, you could be held liable for injuries, property losses and even loss of life.
Even with the proper precautions, accidents still happen. Take time now to review your homeowners, auto, and employee practices liability insurance to ensure you are protected against liability claims this holiday season. Here at Vanyo Insurance Group we are here to help. If you live or own a business in or around the Scottsville, AZ area, let us help you with your homeowners liability and EPLI coverage needs. We will be happy to review your existing coverage and identify potential gaps that leave you vulnerable to risk. Call today for more information. We look forward to serving you soon.