Everyone needs some degree of personal insurance. For some, basic protection is sufficient, for others, they need higher limits and broader protection – it all depends on an individual’s unique situation. Are you married? Do you have a family? Do you have a dog perhaps? Your answers to all these questions and others will determine what kind of insurance you need, and how much coverage would be best for your personal situation.
Protect Your Quality of Life with Personal Insurance
We all know that there are some situations where personal insurance is a requirement, complying with state or federal law is one example, and as required by your lender is another. There are also many circumstances where insurance is not necessarily required but is still a very good idea. Vanyo Insurance Group can help you find the coverage you need for the many things in your life that need protection. Take a look below at the personal insurance options that we have to offer.
Home, Condominium and Renters’ Insurance – Whether you own a single-family home, rent an apartment, or live in a condo, Vanyo Insurance can help you protect the place that you call home and all the personal items you’ve accumulated.
Automobile Insurance – Arizona State Law requires some degree of auto insurance protection. Vanyo can help you understand what minimum limits provide and work with you to determine how much additional coverage would be best for your financial situation.
Mexican Insurance – Being so close to the border, it’s tempting to take a day trip or weekend getaway to Rocky Point, Mexico. If you’re taking your vehicle, your standard insurance won’t make the grade. Make sure you’re covered for accidents on foreign soil with this coverage.
Motorcycle Insurance – Whether you use your motorcycle as your primary vehicle, or you only ride it on the weekends, Vanyo can help you find a policy to repair or replace your ride should it be damaged. Have you made alterations to your bike? We can make sure your motorcycle customizations are covered, too.
ATV, RV & Other Vehicles – Vanyo offers insurance for the necessities as well as the fun machines in your life. If you have a recreational vehicle, all-terrain vehicle, utility vehicle or other similar vehicle, we can help make sure you have the appropriate coverage. Even if you call your RV home, we can make sure you’re covered for the unexpected.
Flood Insurance – Flood Insurance in not included with your standard home policy. Too often Phoenix Valley residents opt to skip flood insurance, only to find themselves in standing water after a late summer monsoon. Find out your risk and how to sign up for flood insurance with Vanyo.
Personal Umbrella – if you have been blessed in life and want to be sure your nest egg is there for when it’s needed, a personal umbrella insurance policy would be appropriate. Too often the unimaginable happens, and good people find themselves with their limits exhausted. When that happens, you are personally responsible for excess damages. For that reason, you need coverage that goes beyond your standard policy limits – give us a call and we’d be happy to help out. We’ll help determine how much additional insurance you might need.
Bundle Personal Policies to Save on Insurance
Do your find yourself with an ever expanding insurance folder? Discounts are likely available through Vanyo Insurance Group when you bundle several personal policies together, such as auto insurance, home insurance, and motorcycle insurance. Ask a Vanyo agent about bundling personal policies to take advantage of shared coverage and see how much money you can save as well!
Contact Vanyo for a Personal Insurance Proposal
Whether you have a need for an insurance quote for your home, auto, personal umbrella or other property, we can provide you with a quote for all of your personal exposures. One proposal, one agent. Contact us for a free, no-obligation consultation with one of our agents. We’d be happy to answer your questions and find the best value to suit your life situation.