Vanyo Insurance Group has experienced agents who will take the time to explain the various coverages that are commonly included in an auto insurance policy, suggest limits, and offer options that are appropriate for your particular needs. Once we’ve settled on the coverage that would be best for your situation, we’ll check the rates with multiple, reputable companies to ensure you receive the right coverage and the best value available.
Major Auto Insurance Coverage
You drive your car to work and back, then off to the grocery store or the theater. If you have children, you probably pick them up from school or even cart around their friends. Perhaps you bought your car for $500 bucks, or you’re still making $500 monthly payments. Whatever your life situation, you need adequate auto insurance to offer financial protection should something happen on the road. Consider how these auto insurance coverage options could be a life saver:
Collision Coverage – If you have a fender-bender with another vehicle, or simply back into a tree that you swore wasn’t there before, Collision insurance will pay for repairs or the replacement of your car.
Comprehensive Coverage – Collisions aren’t the only risk. Comprehensive covers costs and damages associated with engine fires, hail damage, vandalism, hitting a deer and other non-collision related accidents.
Bodily Injury Coverage – Accidents often result in injuries. This coverage provides financial compensation to others for injuries or death that you are found responsible for.
Property Damage – This coverage reimburses others for damage that you caused with your vehicle. Common property damage claims include damage to another vehicle, a fence, a building, or other such property.
Uninsured / Underinsured Motorist – UI/UIM provides coverage to you and your passengers should you have an accident with another motorist who is uninsured or underinsured. Even while insurance is required in Arizona, this happens more often than you would expect.
Auto Insurance Discounts
While making sure you are properly covered is our primary objective, we understand that everyone loves to save money. Depending on your personal qualifications, you may have access to several discounts on your auto insurance. Some potential policy discounts offered by Vanyo include:
- Multi-car discount: Insure more than one vehicle on a single policy.
- Good driver discount: Gain rewards for having no accidents or moving violations.
- Good student discount: As and Bs in school can add up to big savings on auto insurance.
- Safety features discount: Qualify for a lower premium if your car has safety features such as Anti-Lock Brake System, Airbags, and Anti-Theft Devices.
Bundle Policies to Save on Auto Insurance
Do you have multiple vehicles and/or properties to insure? If that is the case, one or more discounts may be available when you bundle several personal policies together. We’ll be sure to check and see how bundling your auto insurance with other policies from the same insurance company can save on your total insurance bill.
Contact Vanyo for an Auto Insurance Quote
Whether it’s your auto, motorcycle or another vehicle, Vanyo Insurance Group can help you insure it properly, protecting you from financial loss. Request a consultation with one of our agents today to begin your no obligation insurance quote.
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- Personalized Car Insurance Based on Your Driving
- Why You Need Liability Insurance