We continue with Part Two of our post, Advertised Insurance Features.
Safe Driving Bonus Check
You can save money just by driving safely. Most insurance companies offer some type of discount for safe driving, but Allstate’s Safe Driving Bonus Check is a different kind of financial incentive that is frequently promoted in TV commercials and other types of advertising. The Safe Driving Bonus Check is worth up to five percent of paid premiums and awarded to eligible drivers who remain accident-free each policy period. However, eligibility is based on good credit, a good driving history, and enrollment in the Your Choice Auto Program. It also comes as an additional charge.
Here at Vanyo Insurance, we know the difference a safe-driving discount can make in a policy’s premiums. We search for discounts and safe-driving incentives from a wide range of insurers that are financially advantageous for our customers.
Name Your Price Tool
With Progressive’s Name Your Price Tool, you decide how much you want to pay for car insurance, and Progressive will present options for achieving that rate. So what’s the catch? When you use this tool to lower your rates, you are typically presented with options to reduce or eliminate certain types of coverage. With too little coverage, you could end up with a major financial loss in the future, such as if you total your car with no collision insurance or if you cause an accident with too little liability protection.
Remember, insurance is supposed to protect you against major financial losses – not leave you vulnerable to them. When it comes to getting a better price on car insurance, leave that to your independent insurance agent here at Vanyo Insurance. We can shop multiple carriers to find the right rate without sacrificing your coverage.
If you’ve ever experienced a break-down or a flat tire, you know how important it is to have the tools or assistance during those times. Roadside Assistance coverage can give you peace of mind knowing you or other drivers on your policy – particularly those who may feel vulnerable in such a situation – will have the help you need, 24-hours a day. Right now, Liberty Mutual is advertising its optional Roadside Assistance protection on commercials, but you can obtain similar protection from nearly any carrier.
Bundle and Save
Finally, we complete part two of this post with a savings feature advertised by Progressive. Chances are you’ve seen commercials telling you how easy it is to Bundle and Save when you purchase home and auto insurance from Progressive. However, nearly all insurance companies offer incentives to drivers who also purchase other coverage lines, such as home, renters, or even RV and motorcycle insurance. Ultimately, one insurer may offer you a better discount depending on your insurance needs, which is why it is important to work with an independent agent when shopping for coverage.
Remember, your independent agent does not work for anyone except you. It is our job here at Vanyo Insurance to get all of the coverage you want and need at the best value we can find. From double checking for discounts to ensuring you are protected against major losses, be sure to contact our team for your coverage needs.