Protect Your Personal Property and More with Renters Insurance
Just because you don’t own your home, doesn’t mean you don’t need property insurance. All too often renters opt not to buy renters insurance. The are many reasons, including:
- They don’t own the building
- Their landlord has insurance
- They don’t believe they own enough personal property to bother with it
If you share some of these thoughts, the chances are good that you don’t fully understand the benefits of renters insurance.
Your landlord has insurance to cover the building structure itself and any losses that they are liable for such as someone getting hurt due to faulty construction or upkeep. However, if someone were to be injured due to your negligence, you may be responsible for that damage. A typical example would be if you were to have a dog that bit someone. The average dog bite claim runs around $32,000 according to the Insurance Information Institute.
Renters insurance is also designed to protect the renters personal property such as their computer, television, sporting equipment, clothes, and other personal items. The cost to replace these items can add up quickly should they be lost or damaged due to fire, wind, theft or other perils
These are just two examples of why everyone should have a basic renters insurance policy. Once you understand what renters insurance can do for you, along with how inexpensive it is, most people would agree that opting for renters insurance is an excellent idea.
Vanyo Insurance Group has experienced agents who can help you find the right renters insurance for your particular needs. Once we’ve outlined what coverage would be best for you and your family, our relationships with many insurance providers allow us to offer adequate coverage that will give you peace of mind.
Bundle Policies to Save on Renters Insurance
Are you finding that you need more than just renters insurance? Do you need auto insurance or maybe umbrella insurance as well? Multi-policy discounts are likely available through Vanyo Insurance Group when you bundle several personal policies together. Ask a Vanyo agent about bundling your renters insurance with other policies to see how much money you can save!
Contact Vanyo for a Renters Insurance Quote
Whether you rent a single-family home or a condominium, Vanyo Insurance Group can help you financially protect your personal property and pocketbook. A free consultation with one of our agents could help you find the right renters insurance and personal policies to suit your life situation. Contact Vanyo Insurance Group today to begin your no obligation insurance quote.